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What to Do After a Dementia Diagnosis

Posted by Andrew Byers | Jul 23, 2018 | 0 Comments

Many elderly people who are diagnosed with dementia are unprepared for future care. Once this type of diagnosis is received, preparing for the future can no longer be avoided. If you or someone you love has received a dementia diagnosis, begin immediately to discuss and seek guidance for future c...

Making Sure Your Wishes are Carried Out

Posted by Andrew Byers | Jul 09, 2018 | 0 Comments

The importance of making end of life preparations cannot be stressed enough. Many put off making these plans thinking there is always time to do it later. The sad reality is that none of us are guaranteed time. Others may be bothered by the thought of death itself and allow this to paralyze them ...

The Challenges of Placing a Parent in Long Term Care

Posted by Andrew Byers | Jun 21, 2018 | 0 Comments

Long term care (LTC) is a term that has many parts to its definition. It is comprised of a variety of services that meet medical and non-medical requirements for people who cannot care for themselves for long periods of time. It is a highly individualized care system which can be formally or info...

Making Sure Your Estate Plan Reflects Your Wishes

Posted by Andrew Byers | May 16, 2018 | 0 Comments

Jack and Doris wanted to divide their property equally between their three children. The house should to go to daughter Mary who loved it, and the rest of their estate should be apportioned equally between sons Bob and Frank. Jack and Doris's attorney drafted a will distributing the modest remai...

Medicaid Divorce: Maybe . . . Maybe Not.

Posted by Andrew Byers | May 08, 2018 | 0 Comments

Harry and Wanda got married late in life. This was their second marriage, and both had children from the prior marriages. The couple wanted their children to inherit from their respective parents, so Harry and Wanda signed a prenuptial agreement to keep their property clearly separated. Unfortun...

When Keeping Care in the Family, Put it in Writing

Posted by Andrew Byers | Apr 25, 2018 | 0 Comments

Ruth lived alone after her husband died. Soon her son Ted noticed that she didn't have enough clean clothes, her fridge was empty, and she had fallen a few times. Clearly if Ruth were going to stay at home – and who wouldn't rather do that, if possible – she would need help. Ted was willing to m...

Medicare and Medicaid: Unlocking the Mystery

Posted by Andrew Byers | Apr 12, 2018 | 0 Comments

Medicare and Medicaid have long been a mystery to many consumers. In fact, it can baffle and confuse even some of the smartest citizens. Like many, you might have thought, “I don't need to worry about this right now.” However, it is never too early to gain a little understanding and awareness tha...

Alzheimer's Stigmas

Posted by Andrew Byers | Mar 28, 2018 | 0 Comments

When a loved one starts to lose his or her memory, it can be a struggle for the entire family. The person who has been the head of the family may soon fade from the person they once were, leaving their loved ones to wonder what will come next. The stigma associated with Alzheimer's disease has a ...

5 Things to Include in an Estate Plan

Posted by Andrew Byers | Mar 03, 2018 | 0 Comments

Estate planning is important for people of all ages, but as we age, the need for planning becomes even more critical. Many people avoid estate planning, because they do not want to think about the end of life, failing health or disability. Others believe that an estate plan is only for rich peopl...

Considerations for Retirement Planning

Posted by Andrew Byers | Feb 27, 2018 | 0 Comments

Most people dream of the day they can retire. The problem is that many do not move beyond dreaming to planning. Planning can be done no matter what your age, but experts encourage people to start as early as possible. Retirement planning can seem like a daunting endeavor for many people as they f...

What the New Tab Bill Means for Seniors

Posted by Andrew Byers | Feb 22, 2018 | 0 Comments

Congress passed the Tax Cuts and Jobs Act in December of 2017 which is aimed at cutting taxes for corporations and all Americans. While the bulk of the legislation went into effect January 2018, most taxpayers will not see much of a difference in their taxes until 2019, when they file their 2018 ...

Aging is a Success Story

Posted by Andrew Byers | Jan 29, 2018 | 0 Comments

Aging is the sign of a successful life. After all, when you think about the alternative to aging your perspective about getting older shifts. You should start seeking self-sufficiency for your retirement years well before the age of sixty-five. But, even if you have not done so, don't shun the pl...

Memory Care Innovations

Posted by Andrew Byers | Dec 26, 2017 | 0 Comments

Within the next 20 years, there will be an increased need for memory care housing options as the Baby Boomers continue to age. In 2016 alone, more than 2.5 million Baby Boomers turned 70 years old, the youngest boomers hitting age 52. With advancing age comes an increased risk of Alzheimer's dise...

Changes to Social Security in 2018

Posted by Andrew Byers | Dec 14, 2017 | 0 Comments

There is good news! Social Security payments will increase by 2% in 2018. The bad news? It's not enough to keep up with inflation. Many senior citizens will be happy to learn that the amount of money they will receive in their social security checks will increase two percent in 2018. This averag...

Need Help Understanding Medicare?

Posted by Andrew Byers | Nov 27, 2017 | 0 Comments

Medicare is a single-payer, national social insurance program administered by the federal government. It provides health insurance for those aged 65 and older who have worked and paid into the system through the payroll tax. It also provides health insurance to disabled younger people with disabi...

What is Daily Money Management?

Posted by Andrew Byers | Nov 22, 2017 | 0 Comments

With our rapidly growing population of seniors, more and more families will be dealing with loved ones who will face trouble managing their daily finances. Being unable to fully manage financial matters puts the elderly at risk of financial insecurity, debt problems or serious paying for long-ter...

Probate Problems: How to Steer Clear of Probate Court

Posted by Andrew Byers | Oct 24, 2017 | 0 Comments

Many people have been told that it is important for people to “avoid probate.” But just because people may have heard that term, doesn't mean they know exactly what probate means, why it can be a problem or how to successfully avoid it. In this post, we will take a look at the term probate to und...

Changes to Long Term Care Insurance

Posted by Andrew Byers | Oct 02, 2017 | 0 Comments

Over recent years, many people have purchased long term care (LTC) insurance to protect themselves against the rising costs of care in their final years. But lately, policy holders have seen their premiums rise and/or benefits decrease. Two of the largest LTC insurance companies, MetLife and Unum...

Is There a Link Between Sleep and Alzheimer’s?

Posted by Andrew Byers | Sep 26, 2017 | 0 Comments

One in three Americans do not get enough sleep, and 45% of the remaining world's population doesn't either. The US Centers for Disease Control and Prevention calls that a "public health problem," because disrupted sleep is associated with a higher risk of physical and mental conditions including ...

Seniors and the Fear of Falling

Posted by Andrew Byers | Sep 20, 2017 | 0 Comments

As an elder law attorney, I frequently meet with the spouse or middle-aged, adult children of an elderly person who is hospitalized or in a nursing home due to the effects of a fall. The injuries sustained in the fall are often a main factor that results in a senior having to move to long-term ca...

Age-appropriate Legal Documents

Posted by Andrew Byers | Aug 04, 2017 | 0 Comments

Twenty years ago, Jim and Sandy, age 45 at the time, went on their first vacation without their kids since they were married. They had no planning documents in place, and had to scramble quickly to get a simple will and a power of attorney to make sure their kids would be taken care of should som...

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