Traditional Long-term Care Insurance faces increasing premiums, decreasing benefits, and less insurers to choose from, but there are other options.
This post discusses the differences between Wills and Trusts created under the estate planning laws of the State of Michigan.
This article reviews important legal issues to address when becoming an adult.
This post discusses the challenges of caring for someone with dementia.
A Last Will and Testament and a Trust are legal instruments that contain a set of instructions that communicate your wishes.
This blog discussed how to distribute your stuff to minimize family feuds after your death.
As you have probably heard by now, there is some push back occurring against the Governor's stay at home order.
There has been an increase in the numbers of Americans rushing to make their Wills and other estate planning legal instruments during the COVID-19 crisis.
If you are concerned about long-term care costs and want to have more care options, read about the hybrid long-term care insurance policy.
This blog discusses some of the ways to hold title to real estate.
This blog reviews issues to consider and be aware of before adding an adult child to your bank account.
This blog provides an overview of revocable and irrevocable trusts.
This post discussed the difference between Medicare and Medicaid, two programs created in the 1960's with confusingly similar names.
Information about assisted living facilities.
Waiting to claim Social Security benefits can result in a substantial economic benefit for those who live longer.
As we age, it may become increasingly difficult to manage our assets and pay our bills. Many of us will, at some point, need assistance with these details to help ensure that our financial and other assets aren’t depleted.
According to the U.S. Department of Health and Human Services, someone turning age 65 today will have a 70 percent chance of requiring some long-term care (LTC) service and support during the remainder of their life.
Somewhere in the world, every three seconds, someone is being diagnosed with dementia. Dementia is a catchall phrase that refers to many types of neurodegenerative diseases.
When it comes to establishing wills and estate plans, older Americans outpace their younger counterparts. Still, a significant number — 19 percent of those over age 72 and 42 percent of those between 53 and 71, according to survey data — lack any type of estate plan.
The short answer: Both share similar concerns. The longer answer? The differences make all the difference. The Concerns are Similar No matter what age we're in, life can deliver some hard knocks. Hope for the best, but plan for the worst. We can get into accidents, especially when we're young a...
According to the US Census Bureau, more than 51 million Americans are currently aged 65 or older, and the number is steadily increasing while medical and technological advancements are allowing seniors to live longer and better lives than ever before.
Contemplating our own death is one of the hardest challenges we will ever have to face. Yet, if we want our dying to be meaningful and merciful, it is imperative that we think about it while we still can.
When people marry for the second time (or more), losing assets to pay for their new spouse’s serious illness is probably the last thing on their minds when they say “I do.” But that could happen.
There are 58 million Americans five years of age or older that are identified as special needs making them the largest single minority in this country. The majority of federal and state benefits available to help persons with disabilities are needs based, meaning income and assets are strictly li...